About Us | The Second Mortgage Company

About the Second Mortgage Company

As specialists in second charges, The Second Mortgage Company & Loans Warehouse enjoy access to over 600 loan products from an extensive panel of trusted banks and specialist lenders.


Flexible Funding for Driving Dreams

Whether you envision a second house or home improvements or simply want to consolidate your debt, The Second Mortgage Company experts will tailor financing to your unique goals. 

We cover loan amounts between £10,000 and £2.5 million for most legal purposes, from funding an extension build to raising finance for your business, in just three to four weeks.


Experts You Can Trust

Navigating the world of second mortgages can be daunting, but with The Second Mortgage Company, you're not alone. Our dedicated team, with a combined five decades of experience, understand the intricacies of the market and will guide you every step of the way.

Our CeMAP-qualified advisors, experts in mortgage advice and planning, provide clear, unbiased guidance, ensuring you make informed decisions with complete peace of mind.

Unlocking Potential, One Second Charge at a Time


At The Second Mortgage Company, we aren’t just about numbers; we are about empowering you to turn your financial dreams into reality.


  • Home improvements: This is the most common use for second charge mortgages, as it can be a good way to finance major renovations or extensions to your property.
  • Debt consolidation: having multiple debts, such as credit cards or personal loans, with high interest can be draining on your finances. Consolidating them into a single second charge mortgage can simplify your repayments and save you money on interest.
  • Raising capital for other purposes: Second-charge mortgages can also be used to raise capital for other purposes, such as paying for weddings, education, or business ventures.


Whether you're seeking to revitalise your home, fuel your business ambitions, or simply gain greater financial control, our expertise and flexibility offer a gateway to a brighter future.

So, reach out today and start unlocking the possibilities that lie within your home's equity. Contact us here or by calling 0800 0831593.

As a mortgage is secured against your home, your home could be repossessed if you do not keep up the mortgage repayments. Think carefully before securing other debts against your home.

Why not call us for free? 0800 0831593